11 Ways to Save Money on Pet Expenses

Owning a pet can be costly. Feeding, housing, and caring for a pet can quickly add up. At the low end, a dog can cost around £100 per month, but expenses can soar to £500 per month if you include services like doggie daycare.

We spoke with money.co.uk to gather their top tips for saving on pet expenses. If you’re considering getting a dog or cat, use the RSPCA’s pet calculator to ensure you can afford it.

Lucinda O’Brien, a savings expert from money.co.uk, shared:

“Pets are part of the family, so naturally, we want to provide them with the best care. However, pet expenses can add up quickly, straining our finances. It’s essential to budget and find ways to save wherever possible. With April being National Pet Month, here are some tips to help pet owners save money—from buying secondhand toys to setting up an emergency savings account.”

1. Explore Subscriptions

Pet food is essential for your pet’s well-being. Once you find a suitable diet, consider reducing costs through online monthly subscriptions, which often come at a discounted rate and provide the convenience of home delivery.

2. Buy in Bulk

If subscriptions aren’t an option, buy food and essentials in bulk. Look for special deals on larger quantities to save money over time. Just ensure you check the use-by dates to keep the purchases fresh.

3. Sign Up for Loyalty Clubs

Many pet shops offer loyalty clubs to reward regular customers. For instance, Pets at Home has a VIP Club that provides monthly vouchers and special offers, especially on your pet’s birthday.

4. Compare Prices

Always compare prices to find the best deals. Check prices in supermarkets and online stores. A bit of research can lead to significant savings.

5. DIY Grooming

Professional grooming can be expensive. Learn to groom your pet at home with online tutorials. While you might need to invest in some grooming tools, it will save money in the long run. If full grooming seems daunting, perform basic grooming tasks like brushing and bathing to reduce visits to the groomer.

6. Make Your Own Treats

Skip buying treats and make your own with basic ingredients. There are many online recipes for homemade pet treats, such as combining banana, natural peanut butter, and oats for a tasty dog snack.

7. Shop Secondhand

Reduce costs by buying secondhand toys from charity shops. Ensure the toys are in good condition and safe for your pet.

8. Ask Friends and Family

Before purchasing new items like crates or car carriers, ask friends and family if they have any you can borrow. Sharing items can cut unnecessary costs.

9. Schedule Check-Ups

Regular vet check-ups and vaccinations are crucial for your pet’s health and can prevent costly health issues down the line.

10. Consider Pet Insurance

Pet insurance can be worthwhile if you’re worried about unexpected vet bills. Research different policies to find one that suits your needs. While it might seem unnecessary when your pet is healthy, it can be invaluable in case of emergencies.

11. Set Up a Savings Pot

If possible, save a little each month in a dedicated savings account for emergencies. This fund can provide peace of mind and financial readiness for any unexpected pet health issues.